Small Investments and Big Returns: RIZAP Yields 30%! Top Stocks Under 50,000 Yen
Yield of approximately 15%! “Right-on” (7445)
The major jeans casual chain Right-on (7445) issues shareholder benefit vouchers for those holding 100 or more shares, which can be used at its stores.
With 100 shares, which can be purchased for around 20,000 yen, shareholders receive a voucher worth 3,000 yen once a year, offering a benefit yield of nearly 15%.
Note that the voucher cannot be used in the online store. Right-on operates 346 stores nationwide (as of March 5), so those without a nearby store should be aware.

With an investment of around 10,000 yen, earn benefits! Benefit yield of approximately 10% “Stream” (3071)
Stream (3071), which operates e-commerce sites like “EC Current,” issues shareholder benefit vouchers to those holding 100 or more shares. These vouchers can be used on their electronics e-commerce site “EC Current” or cosmetics and health food site “X-One.”
With an investment of around 10,000 yen for 100 shares, shareholders receive a voucher worth 1,000 yen once a year, resulting in a benefit yield of approximately 10%.
“EC Current” offers a wide range of products, from electronics to daily necessities and household goods, ensuring that shareholders won’t face the common issue of receiving a gift they don’t want, as with typical catalog gifts.

Aim for benefits + dividends with long-term holdings! “SoftBank” (9434)
SoftBank (9434) is a subsidiary of SoftBank Group (9984), involved in telecommunications and IT services under brands like “SoftBank” and “Y!mobile,” as well as businesses such as Yahoo, ZOZO, and PayPay. Be careful not to confuse it with its parent company, SoftBank Group (9984).
For shareholders who hold 100 or more shares for over a year, SoftBank (9434) offers a “PayPay Money Lite worth 1,000 yen” as a shareholder benefit.
In October 2024, SoftBank implemented a 1-for-10 stock split, reducing the stock price to one-tenth of its previous level, making it easier to invest in with a smaller amount.
For 100 shares, the investment is just over 20,000 yen, providing a benefit yield of around 4.5%. However, holding the shares for more than one year is required to qualify for the benefit, so long-term holding is necessary.
SoftBank also offers an attractive dividend yield of around 4%, making it a typical high-dividend stock. When combining both dividends and shareholder benefits, the total yield exceeds 8%, making it an ideal stock for long-term investors.

Earn d Points! “NTT” (9432)
NTT (9432), the largest telecommunications company, which has subsidiaries like “NTT” and “docomo,” also offers shareholder benefits.
NTT’s shareholder benefits are somewhat unusual: shareholders who hold 100 or more shares for 2 to 3 years receive 1,500 d points, while those who hold for 5 to 6 years receive 3,000 d points. A minimum of two years of holding is required, and shareholders can only receive the benefit once at each timing, making the conditions a bit strict.
NTT implemented a 1-for-25 stock split in July 2023, making the stock more accessible for small investors. Although the stock price has been soft since last year due to the split-induced decline, it is unlikely to fall much further from here.
As a result of the price decline, the dividend yield is currently at a high level of nearly 3%. NTT is also active in shareholder returns, planning 14 consecutive years of dividend increases through FY 2024. Like SoftBank (9434), NTT is a stock worth holding long-term, especially when considering both dividends and benefits.

As with any investment, there is a risk of loss. A high yield does not necessarily mean an investment is good. There is also the risk of benefits being discontinued, and like any other investment, careful selection of stocks is necessary. However, with small investments, even if the investment doesn’t succeed, the loss is typically manageable. Why not start investing with small, high-yield shareholder benefit stocks?
The stocks introduced here are just examples and are not intended as a solicitation or recommendation to buy or sell any specific stock. Please make your final investment decisions based on your own judgment.
Text: Hiroki Takekuni PHOTO: Aflo