 Certified Senior Financial Planner CFP® by the Japan FP Association. Career consultant. After graduating from university, joined Recruit Co. Ltd. for about 15 years before establishing his own FP firm in 2001. He has been offering lectures and training courses on economic education, career design, and asset building to universities and companies, using familiar newspapers for men and women of all ages. For individuals, he provides objective financial planning and life and career planning. He was recognized by the Financial Services Agency and the Bank of Japan for his work in promoting financial literacy.

 Izumi Oishi

 The interest rates on "floating-rate mortgages" of five major banks are to be raised from October. How will this affect mortgages that are being repaid?　Do you understand exactly how the "5-year rule" and "125% rule" of variable interest rates work?<br />


FP&#8217;s estimate! &#8220;Floating-rate mortgages&#8221; to rise in October&#8230; Pitfalls of the &#8220;5-year rule&#8221; and the &#8220;125% rule

 Hiroyuki Komatsu (1st), Sankei Visual (4th), Afro (5th)

 Sanae Takaichi, Minister of State for Economic Affairs and Security, made her presence felt in the LDP presidential election, as she faced a decisive vote against Shigeru Ishiba, former secretary general of the LDP. When interviewed by FRIDAY in the past, she spoke passionately about her views on politics, her love life, and her love for the Tigers.

Sanae Takaichi, who showed her presence in the presidential election, revealed to this magazine her &#8220;uninhibited past love affair&#8221; and &#8220;too strong love for Hanshin&#8221;.

 Masayoshi Katayama (Journalist)

 Illegal dumping by contractors has somehow grown to a height of 8 meters and a length of 250 meters. The prefectural road was endangered, and removal work finally began in September. ......

 A huge pile of trash along a prefectural road in Ishioka City, Ibaraki Prefecture. Illegal dumping by contractors and others had turned it into a bizarre 15,000 m3 industrial waste site. Removal work finally began in September, but taxpayers' money is being used to pay for it...

Illegal dumping by contractors&#8230;Huge pile of garbage in Ishioka City, Ibaraki Prefecture, &#8220;15,000 m3 of bizarre industrial waste,&#8221; powerful aerial photo

 Kyodo

 The "media hijacking" of the Hyogo prefectural governor, Motohiko Saito, who lost his post after a vote of no-confidence due to allegations of power harassment and coaxing, and who declared on March 26 that he would "run again... ...

Governor Motohiko Saito&#8217;s Likely Re-Election Amid Resignation and Re-Election Controversy

 Akira Ikoma

 On August 31, "New Momoyama," a long-established soap in Okachimachi, Tokyo, closed its doors. In recent years, long-established soap operators have been closing their doors in many parts of Japan, and major chain operators have replaced them. However, there are still some "local soaps" that survive.

Amid Chain Expansion, Which Local Soap Shops Are Thriving and Beloved by the Community?

 Sayuri Saito

 Since the enactment of the "Taxpayers' Charter for Tax Investigations" in France in 1975, Western countries have made progress in establishing systems to guarantee taxpayers' rights, and this trend is now spreading to Asian and African countries as well.

Stuck in the Edo Period: Why the Global Notion of &#8220;Taxpayers as Customers&#8221; Hasn&#8217;t Taken Root in Japan.

 On August 21, sewage water blew out of a manhole in front of JR Shinjuku Station. This is called the "air hammer phenomenon," and the risk of its occurrence has been increasing due to giant typhoons and guerrilla downpours. We spoke to an expert about the dangers of this phenomenon.

The Terrifying Moment a 60 kg Manhole Cover Plummets from 6 Meters

 Daisuke Iwasaki

 On September 22, just five days before the LDP presidential election on September 27, former Environment Minister Shinjiro Koizumi (43) left a debate at the party headquarters and headed for the high-class Chinese restaurant "Furihua," a restaurant frequented by celebrities.

Shinjirō Koizumi&#8217;s Fall to Third Place Inside His Camp&#8217;s Pre-Vote Resignation

 A number of troubles have been occurring at the production sites of variety shows in Korea. Power harassment, choking of broadcasters, and unpaid wages exceeding 60 million yen. ...... The Human Rights Center has brought charges against these unbelievable realities. Shocking Korea Report.

Korean Union Exposes Lawless Variety Production: Staff Choke Writers, Wages Unpaid

 Ryosei Onohara

 The former president's daughter and the revolutionary opposition party are ready to fight back against the allegations.

 South Korea's presidents have been plagued with arrests and suicides ...... after leaving office. Another victim is about to be added to this negative history. Former President Moon Jae-in is suspected of bribery, and prosecutors are investigating.

Ex-President Moon Jae-in Faces Bribery Allegations, Stirring Outcry in South Korea

 A male office worker was arrested for breaking into the home of a woman living alone and snooping on her door and shoes. It was his unusual obsession with the woman's life that led him to break into the victim's home, which was protected by an electronic key.

Man Uses Unusual Method in Subway Incident Before Breaking into Woman&#8217;s Home

 Kei Kato

 Reporting on the scene of a major disturbance, a swampy commotion broke out over garbage, noise, and a strange odor.

 In Ashiya City, one of Japan's leading celebrity towns, there is a big trouble that even prompted the police to be dispatched to the scene. Residents are quarreling over garbage, noise, and foul odors as the seawall has been opened for anglers to test their fishing skills. Some residents felt they were in danger...

Police Respond to Major Dispute Over Fishing Access in Ashiya, Hyogo Prefecture

 Junpei Kota (1st) Masahiro Kawayanagi

 It could happen anywhere in the Japanese archipelago. One of the heaviest rains ever recorded hit the disaster area, and the city was destroyed by simultaneous landslides and flooding.

 The Noto Peninsula, which was in the process of recovering from the massive earthquake in January, was hit by a "killer downpour. The number of evacuees exceeded 600. Experts warn that "you can never be too careful anywhere in Japan," and the "sinking of the Japanese archipelago" is now a reality...

Experts Warn of &#8220;Murderous Downpour&#8221; on Tokyo and Noto Peninsula, Predicting Possible Paralysis of Capital Functions

 Shinji Hasuo

 A husband and wife were arrested again after they made a false accusation against a truck driver and others, saying that their luxury car was damaged by a stepping stone. They took pictures of their IDs and forged credit cards. Shocking true picture of the suspect couple who misused approximately 40 million yen!

Couple in Luxury Car Accused of Credit Card Fraud at Coffee Shop After Shocking Arrest

 Toshihiro Yamada

 AP/Afro Jiji Press (Mr. Lichtman)

 Professor Lichtman, a quantitative historian at American University, has assured us that the "Nostradamus of the Presidential Election" has been right on the money nine times in a row!

 The U.S. presidential election, which will greatly influence the course of world affairs, is less than two months away. The election is taking an unprecedented turn, but there is only one person who declares that he can "clearly see" the outcome of the election. The "Nostradamus of the Presidential Election"...

Lichtman Predicts Name of the &#8220;47th President of the United States&#8221; After Nine Successful Elections

 Takeshi Kinugawa (Takaichi), Afro (Noda)

 The LDP presidential election will be held on September 27. The new representative of the DPJ, Yoshihiko Noda, has already been chosen, and the "decisive mood" is already growing toward the dissolution of the House of Representatives and a general election, which is said to be held before the end of the year. ......

Facing Sanae Takaichi&#8217;s Potential Rise to Prime Minister and Government Shift

 Kyodo News Agency

 A bomb attack using pagers and walkie-talkies in Lebanon. Although Israel is believed to have led the attack, there have been previous bombings of communication devices in Lebanon that have been made into movies. We will look back on them and predict the future of the war.

Two Years of Planning Behind the Pager Bomb Allegations and Israeli Involvement, Echoing Past Film Precedents

 A gang member assaulted a male customer in a restaurant by punching and kicking him. They also dragged him out of the restaurant and hit him on the head with a glass bottle. The photographer of this magazine photographed the suspect immediately after his arrest. We look back on the incident with a horrifying photo of the suspect, who has tattoos on both arms.

Disturbing Photo Emerges Following Arrest of Gang Members in Assault on Young Man

 Hiroyuki Sasaki (Entertainment Journalist)

 Recently, an iconic image of a popular female TV announcer was sold on a major Internet auction site. What is the response of her TV station to this? And what does her lawyer have to say about it? ......

AI Gone Wrong? Fake Lingerie Images of Popular Announcer Sold in Online Auctions

 Shikama Aki

 In January 2012, JAL's mileage "training" program was effectively terminated. As a result, ANA, which continues the rule, has become more popular, and award tickets have become difficult to book.

JAL Rule Changes Lead to Increased Difficulty in Securing Reward Flight Tickets

 Kyodo News (1st photo) Afro (2nd photo)

 Allegations have surfaced that a faculty member who held an administrative position at Biwako Seikei University of Sport Science and Technology (Shiga Prefecture) has been harassing students. Our investigations into the matter revealed some startling facts.

Questions Arise Over Leadership at Biwako Seikei Sports University Amid Power Harassment Claims

 A gang leader was seriously injured after being slashed repeatedly with a sword. The suspect is an affiliated gang leader. The motive is unknown, but it is believed that he tried to kill him. He has "no comment" on the investigation. The photographer of this magazine took this "awesome" photo of the sent-off.

Gang Leader Attacked with Sword by Organization Member in Shocking Photo Submitted for Prosecution

 Chon-no-Ma" bars are disappearing all over Japan, as exemplified by Kannami Shinchi in Amagasaki City, Hyogo Prefecture, where all the bars suddenly closed in 2009. However, there are some stores that have survived, according to "underground explorer" Pinappo Urach.

Underground Explorer Reveals Secrets of Alcohol-Free Izakaya Sales

 A CPA man living in a townhouse was stabbed to death. The woman who was in a relationship was arrested. They argued and he stabbed her in the neck with a pair of scissors. The woman stated that she was still in love with him. This is a shocking photo taken just after his arrest.

News

FP’s estimate! “Floating-rate mortgages” to rise in October… Pitfalls of the “5-year rule” and the “125% rule

Sanae Takaichi, who showed her presence in the presidential election, revealed to this magazine her “uninhibited past love affair” and “too strong love for Hanshin”.

Illegal dumping by contractors…Huge pile of garbage in Ishioka City, Ibaraki Prefecture, “15,000 m3 of bizarre industrial waste,” powerful aerial photo

Governor Motohiko Saito’s Likely Re-Election Amid Resignation and Re-Election Controversy

Amid Chain Expansion, Which Local Soap Shops Are Thriving and Beloved by the Community?

Stuck in the Edo Period: Why the Global Notion of “Taxpayers as Customers” Hasn’t Taken Root in Japan.

The Terrifying Moment a 60 kg Manhole Cover Plummets from 6 Meters

Shinjirō Koizumi’s Fall to Third Place Inside His Camp’s Pre-Vote Resignation

Korean Union Exposes Lawless Variety Production: Staff Choke Writers, Wages Unpaid

Ex-President Moon Jae-in Faces Bribery Allegations, Stirring Outcry in South Korea

Man Uses Unusual Method in Subway Incident Before Breaking into Woman’s Home

Police Respond to Major Dispute Over Fishing Access in Ashiya, Hyogo Prefecture

Experts Warn of “Murderous Downpour” on Tokyo and Noto Peninsula, Predicting Possible Paralysis of Capital Functions