Actor Takuji Kawakubo Now A Finance Planner as He Gained More Knowledge on Handling Money

Takuji Kawakubo, who is scheduled to appear in ” Piaf” starring Shinobu Otake, scheduled to be screened on February 24, is starting a new business as a financial planner (FP) in addition to his acting career. Having witnessed his parents’ financial struggles in his childhood, he is now a father of two and is also struggling to raise his children. How does he actually manage his family’s finances?

I’m in charge of everything. I basically pay with my credit card, so I can keep track of it through the statements. There is a reason why my wife doesn’t get involved. It’s because she feels a sense of petit guilt that she can spend what she earns on her own. I think this helps to improve the atmosphere in the home.

My wife is a housewife. I tell her that she can eat good food and buy whatever clothes she wants. So I am taking measures to make sure that she will be okay even if her savings fall to zero.

Nowadays, I don’t have any vague worries about money in the future, but my father had no sense of money, and that’s how I ended up living my life in my 20s. I think that removing the anxiety of many people, including advice on how I myself have improved from that, will lead to happiness.

As I mentioned in my February 20 article, “Why the actor in Shinobu Otake’s stage play ‘Piaf’ started a dual career as a FP,” Kawakubo was a classmate of Takayuki Yamada at Stardust, a major entertainment production company, where he worked until last May. After being scouted at the age of 17, he was constantly offered leading roles in commercials and dramas, so he was able to make a living even if he only continued acting.

However, after she got married and had a child in 2016, she began to feel a sense of crisis.

When I was only an actor, I was determined to keep going, and I didn’t think about failing, but now that I have a child, that way of thinking has changed. I felt that the message the government was sending about pensions was going to be tough for sole proprietors like us, and I was confronted with the reality that even if I failed, I would still have a life of protecting my family (including my children).

That’s why I was able to continue my studies even though “actor” and “financial planner” are two completely different vectors.

Pretending to save money will never save you money.

There is an image that asset management is for people with a lot of money, but everyone has a chance. There are many people who wish they had the opportunity to manage their money ……, but Kawakubo says that those people never get the chance to do so.

If you don’t have the time to study, you can’t manage your assets. It’s like saying you don’t have time to study, it’s something you don’t have in the end. You have to be creative about how you make money.

For example, if a housewife who does not currently have a job becomes interested in asset management, what should she do first?

First of all, you need a household account book! If you don’t know your current situation, you won’t know what to do to improve it. If you don’t know what’s going on, you won’t know why you can’t find the money to invest. Even if you think that someday ……, that someday won’t come forever. One way to do this is to use a household budgeting application such as MoneyForward, which you can quickly enter your finances while on the train. Keep track of it month by month and correct it as you go. Interview your family members as well. What we have decided is that we will not spend money that is not beneficial.

When a couple reviews their cell phones…

The first step in FP advice is to assess the situation. It may be scary to face reality, but people who fail to do so are less likely to accumulate money.

Many people who don’t have a good grasp of their finances pretend to be saving money. They buy vegetables 10 yen cheaper, but they don’t mind buying shoes that cost 50,000 yen. They buy vegetables at a discount, but end up throwing them away because they can’t use them. As long as you do that, you will be thinking, “I’m saving money, why can’t I accumulate money? I’m so satisfied with my gym membership that I only go twice a month (laughs).

(laughs) Where exactly should we review?

In some cases, there is too much waste in insurance for some families. Then there are the subs. It’s okay if you’re using it properly, but if you’ve been using it for some reason, you should cancel it. And cell phones! In our case, it used to cost about 30,000 yen per month for a couple, but by switching to a cheap SIM, we were able to reduce the cost to less than 10,000 yen with two phones and Wi-Fi. The connection is good even in rural areas. The plan I chose is just over 2,000 yen with 70 minutes of free calls and 20 gigs.

With the 20,000 yen he was able to raise by reviewing his cell phone, he said he could invest the money.

The maximum iDeCo for salarymen is about 12,000 to 23,000 yen. The maximum iDeCo for salarymen is about 12,000 to 23,000 yen, so you can start an iDeCo just by reviewing your cell phone bills. In addition, the company you choose for your credit card can make a difference in your life. In my case, I switched to a card that specializes in travel, and I was able to stay at a hotel for free.

　I know that if you don’t give up on life, you can find many ways to make it work. Professionals are there to see things for you, but as a customer, all you need is a little courage to ask for help. Just like muscle training, you can’t build muscle without being aware of it. Instead of being embarrassed to expose them, you will be rewarded for facing them, or rather, you will be rewarded with the joy and wonder of making proper improvements. I think the first obstacle for actors is “embarrassment,” but there is a common joy that only those who overcome this obstacle can gain.

The goal is not to increase the amount of money by even one yen.

Mr. Kawakubo says that the reason he thinks seriously about money is to find the best balance between how he can make his life shine and how he can have the most fun.

He says, “My main goal is not to increase my income by even one yen. I want to die laughing with peace of mind. I want to live a long life and enjoy traveling. I want to live a long life and enjoy traveling, so that I can end my life in an enjoyable way. I want to provide a life plan that will allow everyone to look forward to a long life. The more people who enjoy managing their money, the more the Japanese economy will grow and the more it will benefit the country, making everyone happy.

　Thinking seriously about money is not a bad thing at all. I myself studied to think seriously about money, and now that I have built another pillar of my career as a financial planner, I am able to relax and enjoy my work more. I think the ‘two-faced’ approach suited me well.

He has a YouTube channel called “Know it, Know it, Know it” where he lectures on useful knowledge for asset management from scratch. He has a YouTube channel called “Know it all, know it all,” where he teaches useful knowledge on asset management from the very beginning, such as “The basics of stock investment” and “National pension is amazing! He has a YouTube channel called “Know It All,” where he teaches the basics of stock investment and the National Pension Plan in an easy-to-understand manner.

I was thrilled to receive a message from someone who told me that he became a FP after watching this YouTube channel. I’m planning to expand this channel in the future.

After passing the Real Estate Transaction Specialist and FP Level 1 exams, he plans to take the Certified Tax Accountant exam within a few years. The challenge of his unique dual career as both an actor and a financial planner continues with the theme of “making people happy.

Online Salon EAGAKUBA
Takuji Kawakubo: “Let’s be friends already”

(Lecture on useful knowledge for asset management from scratch)
Asset Management Actor Takuji Kawakubo’s “Know It All Tube

Appearance Information
Stage “Piaf
Created by Pam Gems
Director: Tamiya Kuriyama
Cast：Shinobu Otake, Masayo Umezawa, Nao Saiki, Masaki Nakakochi, Rio Uehara, Masato Takeuchi, Hiroki Yamazaki, Takuji Kawakubo, Issei Maeda, Taka Takao, etc.
No admission for preschool children