Sumitomo Mitsui Card offers a 7% or 8% cashback on contactless payments made with a smartphone. Mitsubishi UFJ Card applies to all credit card payments, including contactless payments (as of the end of August ’26). The best approach is to use these two cards wisely, depending on where you live and the stores you frequent.

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Sumitomo Mitsui vs. Mitsubishi UFJ! The Secrets to Smartly Maximizing Benefits by Holding Two Cards in the Battle for “Point-Earning” Supremacy with Up to 20% Cash Back

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