[Shareholder Perks] Aeon, Bic Camera, Muji… A Plethora of Ultra-Popular Stocks Tied Directly to Everyday Life! August’s Top Picks

2026-08-05

If you want to combat rising prices, “living expense protection” shareholder perks—which let you directly cut your living costs—are the best option. Here are the “living expense protection” stocks to target in August…

With historically high inflation continuing, our wallets are crying out in pain. Whether it’s grocery shopping at the supermarket or dining out with the family on the weekend, we find ourselves sighing as we tally up the costs day after day… Amid this, “shareholder perks” are now attracting a lot of attention as a “savior for household budgets.”

In fact, stocks with rights set to be determined in August are packed with extremely popular options that directly impact daily life—including cashback from [Aeon (8267)], meal vouchers from [Yoshinoya HD (9861)], and shopping discount coupons from [Bic Camera (3048)].

Starting today, we’re bringing you a carefully curated selection of “the ultimate lifestyle-protection and tried-and-true benefit stocks” that you can use right away and that are sure to deliver. Let’s make the most of these benefits wisely and weather rising prices with a smile.

The Ultimate Cash Rebate: [Aeon]

A smart strategy is to gradually build up your position, aiming for about 300 shares to target a 3% return rate.

[Aeon (8267)] is a pure holding company that oversees the Aeon Group, comprising approximately 300 companies spanning retail, finance, services, and real estate development.

Shareholders who hold 100 or more shares of the company as of the end of August or the end of February will receive the “Aeon Shareholder Benefit Card (Owners Card)” (one card for the shareholder and one family card).When you present and register your Owners Card at checkout at participating stores such as “Aeon” and “MaxValu,” or at the online supermarket, and pay using an eligible payment method (cash, WAON, or a credit card bearing the Aeon logo), a portion of your purchase amount will be refunded in cash or WAON.

For holders of 100 shares (required investment: approximately 140,000 yen), the rebate rate is 1%, and you can receive a maximum rebate of 10,000 yen over a six-month period (purchases up to 1 million yen are eligible for the rebate). The rebate rate increases in stages up to a maximum of 7%, depending on the number of shares held.While the 7% cashback rate requires holding 9,000 shares—a high hurdle—the 2% rate requires only 200 shares and the 3% rate requires 300 shares, making them relatively accessible.

With the “Aeon Shareholder Privilege Card (Owners Card),” in addition to the card issued to the shareholder, one “Family Card” is also issued. Even if a married couple shops separately, their purchases are combined and qualify for cashback (according to the official website).

In addition, the Owners Card offers discounts and benefits at group stores and services, such as discounted admission to “Aeon Cinema” (1,000 yen for adults and college students) and a flat 3% discount at the online-only supermarket “Green Beans,” as well as access to the “Aeon Lounge,” a free members-only rest area located within stores.These benefits offer greater value the more you use Aeon Group stores and services.

The key to investing in these perks is “whether there are stores in your local area.” In particular, supermarket discount coupons are often left unused if the store is too far away, even if you’ve gone to the trouble of getting them.

Super Savings [Aeon-Affiliated Supermarkets]

The discount coupons work on a system where you can use one coupon for every 1,000 yen spent. You can use them efficiently by spending several thousand yen at once, such as during a weekend bulk shopping trip.

◇ Discount coupons usable at Aeon stores nationwide [Aeon Kyushu (2653)]

[Aeon Kyushu (2653)] is a supermarket operator within the Aeon Group that operates “Aeon” and “MaxValu” stores in the Kyushu and Yamaguchi areas.

Shareholders who hold 100 or more shares of the company as of the end of August or the end of February will receive “Shareholder Benefit Coupons (100-yen discount coupons),” which can be used once for every 1,000 yen (including tax) spent, based on the number of shares held.

Holding 100 shares (required investment: approximately 280,000 yen) entitles you to 50 discount coupons (worth 5,000 yen) per half-year and 100 coupons (worth 10,000 yen) per year, resulting in a shareholder benefit yield of 3.56%.Combined with the projected dividend yield of 1.78%, the total yield exceeds 5%.

The benefit coupons (discount coupons) can be used at participating stores nationwide, such as “Aeon,” “MaxValu,” and “Maibasket,” and can be used in conjunction with the cashback benefits of the “Owners Card” issued by [Aeon (8267)].Shareholders holding 100 or more shares as of the end of February can also use “Aeon Lounges” nationwide up to eight times per month.

◇Discount coupons or local specialty products redeemable at supermarkets in the Tokyo metropolitan area [United Supermarket HD (3222)]

[United Supermarket HD (3222; hereinafter “USMH”)] is a supermarket operator within the Aeon Group that operates “Maruetsu,” “Kasumi,” “Inageya,” “MaxValu,” and other chains in the Tokyo metropolitan area.

Shareholders holding 100 or more shares of the company as of the end of August or the end of February can choose either “Shareholder Benefit Coupons (100-yen discount coupons),” which can be used at a rate of one coupon per 1,000 yen (including tax) based on the number of shares held, or “regional specialty products from across Japan.”

If you choose the benefit coupons (discount coupons), holding 100 shares (required investment: approximately 82,000 yen) entitles you to 30 coupons (worth 3,000 yen) per half-year and 60 coupons (worth 6,000 yen) per year.The benefit yield is 7.30%, and when combined with the projected dividend yield of 1.95%, the total yield reaches a high level of 9.25%.

Compared to Aeon Kyushu, USMH requires a lower investment amount to qualify for shareholder benefits and offers a higher yield.On the other hand, the stores where the discount coupons can be used are limited to the Tokyo metropolitan area (eligible stores include “Maruetsu,” “Kasumi,” and “Inageya,” operated by USMH, as well as “MaxValu” stores operated by USMH subsidiary “Aeon Food Style” in the Tokyo metropolitan area).

It is also important to note that the stores eligible for the cashback benefits of the “Owners Card” issued by [Aeon (8267)] are limited to “MaxValu” stores operated by Aeon Food Style; purchases made at “Maruetsu,” “Kasumi,” and “Inageya” are not eligible.

Restaurant chain perks directly help you save on lunch costs during times of inflation. One of Yoshinoya’s strengths is that its perks can be used not only at its beef bowl restaurants but also at places like Hanamaru Udon

“Hanamaru Udon” Too!… Meal Vouchers That Save on Food Costs [Yoshinoya]

While holding 200 shares is recommended for the highest yield, if you’re short on funds, start with 100 shares. Even if you visit the restaurants less often, the fact that there’s a fallback option to exchange the shares for product sets—such as beef bowl toppings—is highly rated.

[Yoshinoya HD (9861)] is a company that operates the “Yoshinoya” beef bowl chain as its core business and expands other restaurant brands such as “Hanamaru Udon.”

Shareholders who hold 100 or more shares of the company as of the end of August or the end of February will receive benefit coupons (500-yen service coupons) redeemable at eligible stores such as “Yoshinoya” and “Hanamaru Udon,” based on the number of shares held.

Holders of 100 shares (required investment: approximately 365,000 yen) receive four coupons per half-year (worth 2,000 yen) and eight coupons per year (worth 4,000 yen) (benefit yield: 1.10%).The highest benefit yield is achieved when holding 200 shares, at which point shareholders receive 20 coupons annually (worth 10,000 yen), bringing the benefit yield up to 1.37%.Shareholders holding 200 shares or more can also exchange the discount coupons for a “Shareholder Benefit Product Set” containing beef bowl toppings and other items.

Yoshinoya Holdings is strengthening its ramen business as its third pillar, following beef bowls and udon, and in July ’26, it announced the acquisition of a U.S. ramen chain. To drive further growth, the company is advancing the evolution of its business models and expanding its market reach.

A Pleasant Hidden Perks [Komeda]

Unlike paper benefit coupons, this benefit is automatically loaded onto a card as electronic money, so it doesn’t take up space in your wallet. The 500-yen “hidden benefit” received for exercising voting rights serves as a great incentive to exercise your rights as an investor.

[Komeda HD (3543)] is a company that operates the Nagoya-born coffee shop chain “Komeda Coffee Shop” and other locations nationwide.

Shareholders who hold 100 or more shares of the company as of the end of August or the end of February are presented with the “KOMECA” prepaid shareholder benefit card, which is credited with a balance of 1,000 yen twice a year on the respective record dates (the card is mailed only the first time; subsequent credits are added directly to that card).Long-term shareholders who have held 300 or more shares for at least three years as of the end of February receive an additional 1,000 yen, bringing the total benefit to 2,000 yen.

Don’t miss out on the “hidden benefit” you receive for exercising your voting rights.Eligible shareholders are those who hold 100 or more shares as of the record date at the end of February and are granted voting rights for the shareholders’ meeting held around May. By validly exercising their voting rights, they will receive a 500-yen credit on their KOMECA shareholder benefit card, in addition to the standard shareholder benefits.

A Must-See for Dining Out Enthusiasts! [ Restaurants HD]

With a wide range of business formats—from cafes to izakayas—this stock is convenient for everyone. Start by enjoying the perks with 100 shares, and once you have the financial flexibility, aim for 800 shares to qualify for the long-term holding benefits.

[Create Restaurants HD (3387)] is a major restaurant chain operating a diverse range of dining brands.

Shareholders who hold 100 or more shares of the company as of the end of August or the end of February will receive shareholder benefit coupons (meal vouchers) based on the number of shares held.These benefit coupons can be used at various restaurants operated by the company, including “Isomaru Suisan,” “Kagono-ya,” “Shabu-na,” “Torira Shoten,” and “Azusa Coffee.”

For shareholders holding 100 shares (required investment: approximately 78,000 yen), the benefit amount is 1,500 yen per half-year (3,000 yen annually), with a benefit yield of 3.86%.Shareholders who continuously hold 800 or more shares for one year or longer are also eligible for a long-term holding benefit, which provides an additional benefit amount.

It would be a waste to shy away from these benefits just because you “don’t plan to replace any home appliances.” Large stores carry a wide selection of daily necessities, medicines, and alcohol, and you can use the discount coupons to save on your entire household budget. This is a great perk that really shines when used strategically, such as in combination with point rewards.

Cross-Use Also Available [Bic Camera & Kojima]

It’s a smart strategy to take advantage of the cross-use between Bic Camera and Kojima by holding 100 shares of each company. With a combined investment of about 300,000 yen, you can receive 7,000 yen worth of shareholder benefits annually, and the face value of these benefits increases further with long-term holding.

[Kojima (7513)] is a subsidiary of the Bic Camera Group, and the shareholder benefit coupons (shopping vouchers) issued by [Bic Camera (3048)] can be used at Kojima stores,while shareholder benefit coupons issued by 【Kojima (7513)】 can be used at “Bic Camera (including Sofmap)” stores; they are mutually usable (however, they cannot be used for online shopping at either retailer).

◇Bic Camera (3048)

[Bic Camera (3048)] is a company that operates the “Bic Camera” electronics retail chain nationwide and owns subsidiaries such as “Sofmap” and “Kojima.”

Shareholders who hold 100 or more shares of the company as of the end of August or the end of February will receive shareholder benefit coupons (shopping vouchers) redeemable for purchases at the Bic Camera Group, based on the number of shares held.

If you hold 100 shares (required investment: approximately 166,000 yen), you will receive 1,000 yen worth of coupons if you are a shareholder as of the end of August, or 2,000 yen worth if you are a shareholder as of the end of February (benefit yield: 1.81%).Furthermore, if you have held the shares continuously for one year or more as of the end of August, the benefit amount increases: an additional 1,000 yen is added for holdings of one year or more but less than two years, and an additional 2,000 yen is added for holdings of two years or more (the benefit yield for continuous holdings of two years or more is 3.01%).

◇Kojima (7513)

[Kojima (7513)] is a company that operates the “Kojima” chain of consumer electronics retail stores nationwide and became a subsidiary of “Bic Camera” in 2012.

Shareholders who hold 100 or more shares of the company as of the end of August or the end of February will receive shareholder benefit coupons (shopping vouchers) redeemable at Big Camera Group stores, based on the number of shares held.

If you hold 100 shares (required investment: 132,000 yen) and are a shareholder as of the end of August and the end of February, you will receive 2,000 yen worth of benefit coupons for each date, totaling 4,000 yen per year (benefit yield: 3.03%).Furthermore, if you have held shares continuously for one year or more as of the end of August, the benefit amount increases: an additional 1,000 yen is added for holdings of one year or more but less than two years, and an additional 2,000 yen is added for holdings of two years or more (the benefit yield for continuous holdings of two years or more is 4.55%).

“Kojima” expanded its shareholder benefits in January and July of ’26, doubling the benefit amount for holders of 100 shares and significantly increasing the value of the program.

By taking advantage of the cross-usability benefit, holding 100 shares each of “Bic Camera” and “Kojima” allows you to efficiently increase your shareholder benefits with a smaller investment than buying additional shares of just one company.

Muji Offers a 7% Discount as Many Times as You Like [Ryohin Keikaku]

This generous offer provides a 7% discount “as many times as you like” during the validity period. In years when you’re planning significant expenses—such as preparing for a new life, purchasing large furniture, or buying clothes in bulk—the savings from this shareholder benefit can outweigh your initial investment.

[Ryohin Keikaku (7453)] is the company responsible for product development and store operations for “MUJI.”

Shareholders who hold 100 or more shares of the company as of the end of August or the end of February will receive an electronic coupon via the “MUJI passport” app, granting a 7% discount on purchases at participating stores (required investment: approximately 426,000 yen).

The electronic coupon can be used as many times as desired during its validity period and is accepted not only at “MUJI” stores but also at the online store, as well as at “IDÉE,” “Café MUJI,” “Café & Meal MUJI,” “MUJI Bakery,” and “MUJI Diner” (excluding Lawson stores, overseas stores, and the online store).

For more hidden gems and treasure stocks, see [Part 2]

So far, we’ve introduced “classic lifestyle-focused stocks” that can dramatically cut your daily food and household expenses. But the August shareholder benefits bonanza doesn’t end there.

In the upcoming [Part 2], we’ll reveal all the “little-known hidden gem stocks” that have introduced or expanded their shareholder benefits this year!

From astonishing stocks with total yields exceeding 10% to special benefits that generously offer 10,000 yen worth of QUO Cards, and even lucrative stocks that reward you with premium Wagyu beef… Don’t miss out on the latest information packed with the sweet rewards of investing—where “only those in the know reap the biggest benefits”!

▶︎ Next Page: [Part 2] Yields Over 10%!? 7 Top Picks for “New, Expanded, & High-Potential Perks” with August Record Dates

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The record dates for all the stocks featured in this article are at the end of August (August 31), so to qualify for the August shareholder benefits, you must purchase the shares by Thursday, August 27, 2026.

*This article is intended solely for informational purposes and does not constitute a solicitation or recommendation to buy or sell any specific stock. Please make your final investment decisions based on your own judgment.The required investment amount, expected dividend yield, and shareholder benefit yield (annual benefit amount / required investment amount) mentioned in this article are calculated based on stock prices (closing prices) and shareholder benefit details as of the date of writing (July 17, ’26).These figures are subject to change due to fluctuations in stock prices or changes to shareholder benefit programs. Please verify the latest information before considering a purchase.

Reporting & Text： Hiroki Takekuni
Financial Planner / Representative, Rapport Consulting Office.After graduating from the Faculty of Engineering at Nagoya University, he worked at a securities firm and an insurance agency before going independent. Through financial consultations and writing and supervising articles, he supports people in developing the ability to think for themselves and take action regarding their financial matters. He holds certifications as a Level 1 Financial Planning Specialist, CFP®, Real Estate Broker, and Sauna & Spa Professional.
PHOTO： Afro