The contribution limits have been raised across the board, with particularly substantial increases for salaried employees and civil servants classified as “Category 2 insured persons.” On the other hand, the limit for “Category 3 insured persons”—full-time homemakers—remains unchanged.

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“Let’s wait until the iDeCo reforms in December” is a big no-no! You could lose “several million yen” without realizing the huge tax savings available

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