Beat Inflation With These September Super Perks: 12 Hot Stocks to Hold for the Long Term, Including Marugame Udon and PayPay

One of the great appeals of stock investing is shareholder benefits, which can help ease the strain on household finances during these times of rising prices. September is the second-biggest month after March in terms of the number of companies reaching their fiscal year-end, and it also coincides with the interim settlement period for companies whose fiscal year ends in March, making it a particularly rewarding month for shareholder benefits. There is a wide selection of superior perks that can directly help household finances, including rice, discount vouchers for restaurant chains, and QUO cards. This time, we have carefully selected stocks with shareholder benefits available in September that investors may want to hold for the long term. We will also introduce notable stocks that are introducing new shareholder benefits starting this September.

COLOWIDE (7616) / Kappa Create (7421): Solid choices for restaurant benefits

【COLOWIDE (7616)】 is the core company of the “COLOWIDE Group,” which operates a wide variety of restaurant chains, mainly yakiniku, set-meal restaurants, and conveyor-belt sushi restaurants.

The company’s shareholder benefit is benefit points, worth ¥1 per point, which can be used toward purchases at participating stores in the COLOWIDE Group, including “Amataro,” “Steak Miya,” and “Kappa Sushi.” Shareholders who own at least 500 shares (required investment: approximately ¥1.025 million) as of the end of September or March receive ¥20,000 worth of points each time, for a total of ¥40,000 annually.

The points are loaded onto a benefit card sent to shareholders for the first time every three months and can be used in one-point increments. With a large number of participating brands and stores, they are convenient to use. Instead of using them at stores, shareholders can also exchange the points for specialty products from various parts of Japan.

COLOWIDE’s shareholder benefits are attractive, but an investment of more than ¥1 million may be a high hurdle. For those investors, 【Kappa Create (7421)】, which operates “Kappa Sushi” under the COLOWIDE Group, is another candidate. Kappa Create offers exactly the same benefit points as COLOWIDE, and an investment of around ¥160,000 for 100 shares provides ¥6,000 worth of points annually.

Toridoll Holdings (3397): Benefit amount rises significantly when you hold 200 shares or more of Marugame Seimen for at least one year

【Toridoll Holdings (3397)】 operates restaurant brands including “Marugame Seimen,” “Kona’s Coffee,” and “Ramen Zundo-ya.”

Its shareholder benefit is benefit points, which can be used in ¥10 increments toward purchases at participating stores, including Marugame Seimen. Shareholders who own 100 shares (required investment: approximately ¥435,000) as of the end of September or March receive ¥3,000 worth of points (¥6,000 annually). With 200 shares, the benefit increases to ¥4,000 worth (¥8,000 annually). Shareholders who continuously hold at least 200 shares for one year or more receive an additional ¥3,000 worth of points (¥6,000 annually).

Nojima (7419): Benefit yield exceeds 10% with long-term holding

Electronics retailer 【Nojima (7419)】 offers shareholder benefits to those who hold at least 300 shares (required investment: approximately ¥384,000). The benefits become more generous depending on the number of shares held and the length of continuous ownership.

For holders of 300 shares, those with a continuous holding period of less than two years receive a total of 30 benefit discount vouchers per year, issued twice a year, which can be used for purchases at Nojima stores or Nojima Online. Multiple vouchers can be used for a single purchase, with each voucher providing a discount (rebate) of up to 10%, capped at ¥1,000 per voucher. (For a ¥100,000 purchase, using 10 discount vouchers would provide a maximum discount of ¥10,000.)

Once the continuous holding period reaches two years or more, an additional 5,000 “Nojima Points” (worth ¥5,000) can be used once a year (as of the end of September) toward purchases at Nojima stores or Nojima Online. After five years of continuous ownership, a ¥5,000 catalog gift featuring specialty products from various parts of Japan is also added once a year (as of the end of March), bringing the shareholder-benefit yield to more than 10%.

K’s Holdings (8282): Easy-to-use cash-equivalent benefits! Benefit amount doubles after one year of holding

Major electronics retailer 【K’s Holdings (8282)】 offers benefit vouchers that can be used for purchases at K’s Denki Group stores. The benefit is available to shareholders who hold at least 100 shares (required investment: approximately ¥197,000) as of the end of September or March, with the benefit amount increasing according to the number of shares held. There is also an additional benefit for continuous ownership of at least one year: holding 100 shares continuously for one year doubles the annual benefit from ¥2,000 to ¥4,000.

K’s Holdings’ benefit vouchers are not discount coupons; they are cash-equivalent vouchers worth ¥1,000 each that can be used on their own toward purchases, regardless of the purchase amount, making them particularly convenient. Up to 32 vouchers can be used simultaneously in a single purchase.

Duskin (4665): From “Cleaning Services” to “Mister Donut” and “MOS Burger”

[Duskin (4665)] is a company that operates franchise businesses across various sectors, including rental of cleaning supplies and “Mister Donut.”

Shareholders who hold at least 100 shares continuously for one year or more receive benefit vouchers that can be used for cleaning-supply rentals, cleaning and housekeeping services, Mister Donut, and more. The vouchers can also be used at “MOS Burger,” operated by Mos Food Services, which has a capital and business partnership with Duskin, as well as “Mosdo,” which the two companies jointly operate.

Starting with the March 2026 benefits, continuous ownership for at least one year became a requirement for receiving the benefits, raising the hurdle for those who become shareholders from now on. On the other hand, the benefit amount for shareholders holding 300 shares or more will be substantially increased from the March 2027 benefits. For those holding the stock for at least one year but less than three years, the benefit for 100 shares (required investment: approximately ¥469,000) will remain at ¥1,000 per period (¥2,000 annually), while shareholders holding 300 shares will receive ¥4,000 per period (¥8,000 annually), double the previous amount.

Chubu Shiryo (2053): A high-dividend stock offering Toyama Prefecture Koshihikari Rice and QUO Cards

Shareholders receive Toyama Prefecture-grown Koshihikari rice in September and a QUO Card in March. Because actual bags of rice are delivered, the benefit directly helps with household expenses. The expected dividend yield is also high at 3.74%, making this a stock worth considering for the combined value of dividends and shareholder benefits.

SoftBank (9434): Get PayPay money light! A high-yield standout stock

Sumitomo Mitsui Financial Group (8316): New shareholder benefits! V points and higher time-deposit interest rates

[Sumitomo Mitsui Financial Group (8316)], one of Japan’s megabanks, introduced a new shareholder-benefit program with September 2026 as the first record date. Shareholders holding at least 100 shares (required investment: approximately ¥661,000, based on the pre-stock-split share structure; the same applies below) can receive benefits such as an additional interest rate on yen time deposits at Sumitomo Mitsui Banking Corporation, lottery invitations to events sponsored by the SMBC Group, and “V Points,” provided they meet conditions including having an “Olive” account with the SMBC Group’s comprehensive financial service.

Receiving “V Points” requires continuous ownership for at least one year. Shareholders who hold at least 100 shares continuously for one year or more receive 5,000 points (equivalent to ¥5,000), while those who hold at least 1,000 shares continuously for five years or more receive 30,000 points (equivalent to ¥30,000). During the continuous-holding period, the number of shares held must not fall below the required threshold even once. There is also a condition that the balance in the Olive account must be at least ¥150,000 as of the end of February of the following year, so shareholders should take note of these requirements.

Other notable stocks introducing new shareholder benefits