Beat the Rising Cost of Living! 12 Red-Hot Stocks to Hold Tight—Including Marugame Seimen and PayPay—with “September’s Amazing Perks”

“Shareholder perks,” one of the joys of stock investing, provide a welcome boost to household budgets during these tough times of rising prices. September is a “prime month” when many companies report their financial results—second only to March—and it also coincides with the interim results of companies with a March fiscal year-end. It’s packed with “amazing perks” that directly benefit household budgets, such as rice, discount coupons for restaurant chains, and QUO cards.In this article, we’ve carefully selected stocks from September’s benefit-offering list that are worth “holding for the long term.” We’ll also introduce notable stocks that are launching new shareholder benefits starting this September.  

Koro Wide (7616) / Kappa Create (7421): The Go-To Stocks for Dining Perks

[Koro Wide (7616)] is the core company of the “Koro Wide Group,” which operates a wide variety of restaurant chains, primarily specializing in yakiniku, set meals, and conveyor-belt sushi.

The company’s shareholder benefit consists of “benefit points” worth 1 yen per point, which can be used toward payments at eligible Korowaid Group locations such as “Amataro,” “Steak Miya,” and “Kappa Sushi.”Shareholders holding 500 shares or more (required investment: approximately 1.025 million yen) as of the end of September or the end of March receive points worth 20,000 yen, respectively, for a total of 40,000 yen worth of points per year.

Points are credited every three months to the “benefit card” sent upon initial enrollment and can be used in increments of one point. The program is highly convenient, with a wide range of eligible brands and locations. Instead of using the points at stores, shareholders can also exchange them for regional specialties from across Japan.  

While Colowide’s shareholder benefits are attractive, an investment exceeding 1 million yen is a high barrier to entry. For such investors, [Kappa Create (7421)], a Colowide Group subsidiary that operates “Kappa Sushi,” is another option.Kappa Create’s shareholder benefits use the exact same reward points as Colowide’s; with an investment of 100 shares—approximately 160,000 yen—you can earn points worth 6,000 yen annually.  

Toridoll Holdings (3397): Holding 200 or more shares of “Marugame Seimen” for at least one year results in a significant increase in shareholder benefits

[Toridoll Holdings (3397)] is a company that operates food and beverage brands centered around “Marugame Seimen,” as well as “Konazu Coffee” and “Ramen Zundouya.”

The company’s shareholder benefit consists of “benefit points” that can be used in 10-yen increments toward payments at eligible stores, such as “Marugame Seimen.” Shareholders who hold 100 shares (required investment: approximately 435,000 yen) as of the end of September or the end of March receive points worth 3,000 yen (6,000 yen annually).If you hold 200 shares, the benefit increases to 4,000 yen (8,000 yen annually). If you continuously hold 200 or more shares for at least one year, an additional 3,000 yen (6,000 yen annually) in points is added.

Nojima (7419): Hold Long-Term for a Preferred Shareholder Benefit Yield Exceeding 10%

[Nojima (7419)], which operates a chain of home appliance retail stores, offers shareholder benefits to shareholders holding 300 shares or more (required investment: approximately 384,000 yen). The benefits improve based on the number of shares held and the length of continuous ownership.

For shareholders holding 300 shares, if the holding period is less than two years, they receive “preferred discount coupons” twice a year—a total of 30 coupons—that can be used for purchases at “Nojima” stores or on “Nojima Online.”Multiple discount coupons can be used in a single purchase, and each coupon provides a discount (rebate) of up to 10% (capped at 1,000 yen); for example, using 10 coupons on a 100,000-yen purchase results in a maximum discount of 10,000 yen.

If you hold the shares for two years or more, you will receive an additional 5,000 “Nojima Points” (equivalent to 5,000 yen) once a year (reference date: the last day of September) that can be used for purchases at “Nojima” stores or on “Nojima Online.”Furthermore, if you hold the shares for five years or more, you’ll also receive a 5,000-yen catalog gift featuring a selection of fine items from across Japan once a year (as of the end of March), bringing the total shareholder benefit yield to over 10%.

K’s HD (8282): Easy-to-use “gift certificates” as shareholder benefits! Benefit amount increases with one year or more of continuous ownership

The shareholder benefit offered by major electronics retailer [K’s Holdings (8282)] consists of “benefit coupons” that can be used for purchases at any “K’s Denki Group” store.Eligibility applies to shareholders holding 100 shares or more (required investment: approximately 197,000 yen) as of the end of September or the end of March, and the benefit amount increases based on the number of shares held.Additionally, there is a benefit that increases the benefit amount for shareholders who have held their shares continuously for one year or more; if you hold 100 shares continuously for over a year, the benefit amount doubles from 2,000 yen to 4,000 yen per year.

K’s HD’s benefit vouchers are not “discount coupons” but rather “cash vouchers” that can be used individually for purchases starting from a single voucher (worth 1,000 yen); their ease of use regardless of the purchase amount is another attractive feature. Up to 32 vouchers can be used simultaneously in a single transaction.  

Duskin (4665): From “cleaning services” to “Mister Donut” and “Mos Burger”

[Duskin (4665)] is a company that operates franchise businesses across various sectors, including cleaning supply rentals and “Mr. Donut.”

Shareholders who hold 100 or more shares for at least one year receive “benefit coupons” that can be used for cleaning supply rentals, cleaning and housekeeping services, and at Mr. Donut, among other places.These benefit coupons can also be used at “Mos Burger,” operated by “Mos Food Service”—with which Duskin has a capital and business alliance—as well as at “Mos Do,” a jointly operated brand.

Starting with the March ’26 distribution, continuous ownership for at least one year is now a requirement to receive the benefits, raising the bar for prospective shareholders. On the other hand, the benefit amount for shareholders holding 300 or more shares will be significantly increased starting with the March ’27 distribution.For shareholders holding shares for one year or more but less than three years, the benefit amount for holding 100 shares (required investment: approximately 469,000 yen) remains at 1,000 yen (2,000 yen annually), but for those holding 300 shares, it doubles to 4,000 yen (8,000 yen annually).  

Chubu Feed (2053): A High-Dividend Stock That Offers Toyama Prefecture Koshihikari Rice and QUO Cards

[Chubu Feed (2053)] is a company engaged in the manufacture and sale of compound feed.Shareholders who hold 500 shares or more (required investment: approximately 1.016 million yen) are eligible to receive “Toyama Prefecture Koshihikari” (for September shareholders) or “QUO Cards” (for March shareholders) as shareholder benefits.Since shareholders receive physical rice, these shareholder benefits offer a tangible benefit that feels worth more than their face value.

The company is also proactive in returning value to shareholders through dividends and has maintained a progressive dividend policy*, with a high projected dividend yield of 3.74%. While the required investment is substantial relative to the value of the shareholder benefits—making it a somewhat high hurdle for investors focused primarily on the benefits—the combination of dividends and benefits makes it an attractive investment opportunity.

*Progressive dividends: A shareholder return policy in which dividends are increased annually or, at the very least, maintained at the current level.

SoftBank (9434): Get PayPay Money Light! A Surefire High-Yield Stock

SoftBank (9434), a telecommunications subsidiary of SoftBank Group (9984) , offers a shareholder benefit: if you hold 100 shares (required investment: approximately 23,000 yen) or more for at least one year, you’ll receive 1,000 yen worth of “PayPay Money Light” once a year.Shareholders become eligible for the benefit one year after the record date (end of March or end of September) on which they were first listed in the shareholder registry (provided they have been listed for at least three consecutive times).

Shareholders can receive this benefit with an investment of approximately 23,000 yen, resulting in a benefit yield of 4.28%. It is also a high-dividend stock with an expected dividend yield of 3.76%, and the combined total yield from dividends and shareholder benefits exceeds 8%.

In addition, shareholders holding 100 shares or more are eligible for a lottery offering invitations to events such as “Fukuoka SoftBank Hawks official games” and “B.LEAGUE” and “D.LEAGUE” games. There are no requirements regarding the length of continuous ownership for this benefit; instead, the number of entries increases based on the number of shares held, thereby raising the chances of winning.

Sumitomo Mitsui Financial Group (8316): New Shareholder Benefits! V Points and Increased Interest Rates on Time Deposits

[Mitsui Sumitomo Financial Group (8316)], one of Japan’s major megabanks, has established a new shareholder benefits program with the end of September ’26 as the first record date. Shareholders who hold 100 shares (required investment: approximately 661,000 yen,based on pre-stock split figures; the same applies below), are eligible to receive benefits such as “an interest rate bonus on Sumitomo Mitsui Banking Corporation’s yen time deposits,” “invitations via lottery to events sponsored by the SMBC Group,” and “V Points,” provided they meet certain conditions, such as being a subscriber to the SMBC Group’s comprehensive financial service “Olive.”

To receive “V Points,” shareholders must hold their shares continuously for at least one year; holding 100 shares or more for one year or longer earns 5,000 points (equivalent to 5,000 yen), while holding 1,000 shares or more for five years or longer earns 30,000 points (equivalent to 30,000 yen).Please note that during the holding period, the number of shares held must never fall below the specified threshold, even once, and there is also a requirement that the balance in your Olive contract account be at least 150,000 yen as of the end of February of the following year.

Other Notable Stocks Introducing New Shareholder Benefits

◇ [Nippon Noyaku (4997)] was founded in 1928 as Japan’s first manufacturer specializing exclusively in agricultural chemicals. It is a major agricultural chemical manufacturer engaged in the manufacturing, research and development, import/export, and sales of agricultural chemicals, crop protection materials, pharmaceuticals, and veterinary drugs.

As of the end of September, shareholders holding 100 shares or more of the company’s stock (required investment: approximately 122,000 yen) will receive four rice vouchers (worth 1,760 yen).Rice vouchers are gift certificates that can be used to purchase rice at supermarkets and drugstores nationwide; depending on the store, they may also be used to purchase items other than rice. The shareholder benefit yield is 1.44%, the expected dividend yield is 3.12%, and the combined total yield from benefits and dividends exceeds 4.5%.  

◇ [Tranvia (545A)] is an information services company specializing in financial systems that was formed in April ’26 through the management integration of “Toho System Science” and “Land Computer.”

As of the end of September, the company introduced a new shareholder benefit—a 2,000-yen QUO Card—for shareholders holding 100 shares or more (required investment: approximately 98,000 yen).For the September ’26 benefit, an additional 1,000 yen will be added as a commemorative perk for the new program, resulting in a total of 3,000 yen worth of QUO cards.It is also a high-dividend stock with an expected dividend yield of 4.07%, and the total return, including the shareholder benefit, exceeds 6% (7% for the September ’26 payment, which includes the commemorative benefit).

◇ [Futaba Industries (7241)] is a major automotive parts manufacturer headquartered in Okazaki City, Aichi Prefecture, engaged in the manufacture and sale of exhaust system components (such as mufflers) and body parts. It holds the top market share in Japan for automotive mufflers and ranks among the top three globally.It is an affiliate of Toyota Motor Corporation (7203), with approximately 80% of its sales coming from the Toyota Group.

As of the end of September, the company introduced a new shareholder benefit program offering QUO Cards to shareholders who hold 100 shares or more (required investment: 112,000 yen) and have held them continuously for at least one year.The benefit amount increases based on the number of shares held and the length of continuous ownership (for holders of 100 shares, the benefit is 1,000 yen for holdings of one year or more but less than three years, and 2,000 yen for holdings of three years or more).For the September ’26 benefit, as a transitional measure accompanying the introduction of this new program, the holding period requirement will not apply; shareholders holding 100 shares or more will receive a flat 1,000-yen QUO Card.It is also a high-dividend stock with an expected dividend yield of 4.03%, making it a stock worth holding long-term to aim for increased dividends and shareholder benefits.

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Recently, an increasing number of companies have been imposing minimum holding period requirements for shareholder benefits. The rationale behind this is twofold: to weed out “shareholders who invest solely for the benefits”—those who hold shares only around the ex-dividend date and sell immediately afterward—and to reward shareholders who hold shares over the medium to long term, thereby increasing the number of stable shareholders.While this is a headwind for investors targeting shareholder benefits, these benefits are also intended as a way to reward shareholders who invest in and support the company, so this approach can be seen as the way it should be. Even if shareholder benefits are your initial motivation, it’s important to invest in stocks that you feel you want to hold for the long term.

Note that the record dates for all the stocks discussed here are at the end of September (September 30), so to be eligible for shareholder benefits, you must purchase the shares by Monday, September 28, ’26.

*This article is intended solely for informational purposes and does not constitute a solicitation or recommendation to buy or sell any specific stock. Please make your own final investment decisions.The required investment amount, expected dividend yield, and shareholder benefit yield (annual benefit amount / required investment amount) mentioned in this article are calculated based on information available at the time of writing (August 21, ’26) and are subject to change. Please verify the latest information when considering an investment.