A former tax accountant with 1.5 billion yen in assets shares directly with us!　The most powerful investment strategy to overcome fraud and extreme poverty and “live without working”!

The “most powerful unearned income” is…

Billionaire” refers to an investor who has built assets in the hundreds of millions. The featured speaker is Mr. Masanori Nagae, a successful tax accountant and certified public accountant, who has suffered many hardships as an investor, but has now amassed assets in excess of 1.5 billion yen. Starting with stocks, he has been involved in a variety of investments, including real estate and crypto assets, and has led an investor’s life that has had its ups and downs. We ask him about his career to date, where he has “ended up,” his current portfolio, and investments to watch.

Profile: Masanori Nagae

Masanori Nagae is a certified public accountant, licensed tax accountant, and investor. After graduating from university, he passed the CPA exam and joined a major auditing firm. He was in charge of auditing listed companies and supporting IPOs. After changing jobs at Toyota Motor Corporation, he became independent in 2012. In about 3 years, he expanded his tax accountant office to 5 branches nationwide. As an investor, he started investing in stocks in his 20s and real estate in his 30s, experiencing numerous failures. His accumulated losses amounted to approximately 50 million yen. When his investment income exceeded 10 million yen per year, he sold his tax accountant’s office and became a full-time investor. He currently manages over 1.5 billion yen in total assets. His latest book, “The Strongest Investment and Tax Saving: How to Increase Money by a Two-Fisted Tax Accountant,” is now on sale.

Surprising Investments” where he invested his entire starting salary

As a student, Mr. Nagae aspired to become an entrepreneur. So, although he had a science background, he decided to become a certified public accountant while still in school, thinking it would be useful for starting a business. Then, in a class at a vocational school, he heard about Warren Buffett from his bookkeeping teacher, and “when I learned that you can make a living without working by investing in stocks, I decided to take up stocks” (Mr. Nagae / same below).

After that, he became a working adult and immediately put most of his salary into stock investments, starting from his first paycheck. It was the early 2000s, and the aftermath of the IT bubble was still continuing. It was then that Mr. Nagae turned his attention to Chinese stocks.

I also invested in Japanese stocks for shareholder benefits, but my main focus was on Chinese stocks,” he says. I bought stocks such as Maanshan Iron & Steel (Ma Shan Iron & Steel), a steel manufacturer.

Assets halved… “The nightmare of Lehman Brothers” and a turning point

Riding the Chinese stock market boom, his stock assets grew steadily, reaching about 25 million yen by the time he was 30 years old. At the same time, however, he felt that there was a limit to the pace at which his assets could grow, even if he did well with his stock investments. He would still have to work until he “FIRE” (Financial Independence and Early Retirement), which would take a considerable amount of time. …… In the midst of all this, the Lehman Shock occurred in ’08. The impact of the Lehman Shock reduced his stock assets to about half of what they were at the time.

The amount of loss was almost four times my annual income. I was feeling the limitations of investing in stocks, so I decided to liquidate my holdings and use the money to invest in real estate, which I was interested in.

His first real estate investment was a spacious studio apartment in Kinshicho, Tokyo. After that, he purchased a small condominium in Kanagawa and an apartment in Saitama. Of course, he also took advantage of bank financing. All three of these real estate investments were successful, and Mr. Nagae decided to set up his own business. He decided to set up a tax accountant’s office.

A turnaround from “living in poverty” with an annual income of 1.5 million yen

However, this start-up business was to be a struggle for some time. For almost three years after starting his business, his annual income was only 1.5 million yen, and his savings did not last a year, so he had to borrow money from the bank to make ends meet.

For lunch, I always chose the cheapest item on the menu at the restaurant I went into, and at night I could only buy time-sale items at the supermarket.

However, when he started focusing on inheritance tax planning as his main business, his business gradually began to take off, and he even opened a branch. During this period, he was busy with his main business, so he “took a break” from investing. Immediately after starting his business, he sold one of his properties to raise funds, and about five years later, he sold a series of properties he had owned. As a result, he earned a profit of about 20 million yen from his real estate investments.

20 Million Yen Disappeared” in Virtual Currency Scam

Thus, it seemed as if he had overcome the rough patch in his life and was now in smooth sailing, but this is where Mr. Nagae stumbled again.

He invested the profits from the sale of the property in crypto assets, which were booming at the time. It was not an investment in physical assets such as Bitcoin, but in what was called an “ICO,” or initial public offering of virtual currency, and to put it simply, I fell for the scam.

I also bought some minor crypto assets called altcoins, but the price of those also dropped to 1/10,000th of a percent, well, practically nothing. I started these scams through an acquaintance, but in the end, I ended up melting down almost 20 million yen.

Secret plan to become a “billionaire” with total assets of 1.5 billion yen

After this failure, Mr. Nagae resumed investments in stocks and real estate. The losses from his crypto asset investments were mainly limited to the profits from his real estate investments, and his tax accounting business was doing extremely well, so he had no problem getting bank loans and had plenty of spare cash. After reopening the business, he began to invest in real estate on a larger scale than before, including the purchase of a new condominium building.

He said, “My main investment was in real estate. I also started investing in Japanese stocks, but as I traveled abroad more and more, I gradually began to think that overseas stocks had a more promising future, and I increased my investments in overseas stocks, such as those in the United States, India, and Indonesia.

From then on, his investments were steady, and he became a “billionaire” at the age of 40. Although he had experienced the Corona Shock and other crashes, he says he was able to buy stocks when they fell instead of rushing to sell them.

When his investment income exceeded 10 million yen per year, he sold his tax accounting firm and became a full-time investor. His total assets now exceed 1.5 billion yen. More than 90% of his total assets are in real estate, with the remainder in financial assets such as stocks, investment trusts, and bonds.

He has repeatedly succeeded and failed in a variety of investments while achieving results in his main business.

Let us ask Mr. Nagae once again. What kind of investments does he recommend now?

What is the “truly profitable investment technique” that Mr. Nagae, who has amassed 1.5 billion yen, has arrived at after overcoming numerous failures? …… He also explains his investment strategy for countries in the “demographic bonus period,” his amazing stock analysis technique using ChatGPT, and the true nature of “gold,” which he recommends now more than ever. The full picture of his current portfolio and three specific “ironclad stocks (actual names)” are introduced in detail in the paid version [FRIDAY Subscription].

Click here to purchase Nagae’s recent book, “Strongest Investment and Tax Saving: How to Increase Money by a Two-Fisted Tax Accountant” (One Publishing).