High Tech Stocks? Gold?” Trump 2.0 x New NISA in its 2nd year… “Growth Investment Limit”: How to attack it now!

Just the “Orcan” and the “S&P 500”?

’25 is the “second year of the New NISA”. Many people who started investing in ’24, the first year of the New NISA, would have benefited from the rise in stock prices.

The funds that were particularly popular in the New NISA were [MAXIS Slim Global Equity (All Country)] (nicknamed “Orcan”) and[eMAXIS Slim US Equity (S&P 500)]. Both have seen monthly inflows of over 100 billion yen since January ’24.

Some may say that from the second year of the new NISA, they are looking for investments with higher returns than “Orcan” and “S&P 500”. In fact, the popularity of index funds concentrating on U.S. tech companies has skyrocketed. Leading the pack are the “NASDAQ 100” and the“NYSE FANG+. “

However, the stock market, which appears to be sailing smoothly, is also experiencing turbulence in ’25 with the start of the Trump administration in the United States. At the time of this writing, the market is moving left and right due to the “Trump tariffs.

Against this backdrop, attention is increasingly focusing on “gold” as a measure to enhance the effectiveness of diversification. In fact, funds that invest in gold and U.S. stocks and funds that invest in gold and global stocks have been created.

As we enter the second year of NISA, we would like to think together about how to use the “Growth Investment Limit.

If your goal is to build a large amount of assets in 20 or 30 years, “Is it OK to just invest in the Orcan S&P 500?”

Many people will be practicing “long-term, savings, and diversified investment” in order to steadily increase their money in the new NISA. By “long-term,” we are not talking about 3 or 5 years, but more than a decade or more.

Looking 20, 30, or 40 years into the future, it is quite likely that both the global and U.S. stock markets will have expanded. If your goal is to build a large amount of assets in a few decades, investing in the Orcan or S&P 500 alone will be sufficient.

The world population has surpassed 8 billion and is estimated to reach 10 billion by 2058.

As the population grows, consumption will increase. In turn, companies will increase production, corporate profits will increase, and as a result, stock prices will rise. Stock prices are very likely to be higher than they are now. In addition, sustained inflation will help to drive this.

There are several reasons why the U.S. stock market will expand.

The United States has the world’s top gross domestic product (GDP) and is the only developed country with a growing population.’ As of June 2012, the population was about 336.5 million, and it is estimated that it will continue to grow until 2080, reaching 370 million. An increase in population will create a virtuous cycle of “increased consumption, increased production, and economic expansion.

The market is also highly attractive as a stock market. Many of the world’s leading growth companies are aggressive in investing in the future despite their large size, and they continue to maintain high growth potential.

In addition, the U.S. stock market “attracts investment money from all over the world. That money will grow U.S. companies. According to Okasan Securities’ report, “The Attractiveness of Foreign Stock Investments,” the U.S. stock market accounted for 50.1% of the global stock market as of the end of December 2012.

Is the performance of “Orcan” and “S&P500” not enough for you?

If you want to increase your investment without losing your principal, one rule of thumb is to invest for a long period of “15 years or more.

In “Random Walkers on Wall Street, 13th Edition” by Burton Malkiel, a well-known book on investment, the average annual return over an investment period is shown for the S&P 500 as an example of a widely diversified stock index with data from 1950 onward.

In addition, the Financial Services Agency’s “Tsumitate NISA Quick Reference Guidebook” and “NISA Quick Reference Guidebook” published an analysis that shows no loss of principal after 20 years of long-term, accumulated, and diversified investment over the period since 1985.

The above is just a verification of past data, so there is no guarantee that you will not lose your principal in the future. However, if you continue to invest for 15 or 20 years, even if there is a crash during that period, you will likely be able to increase your capital steadily without losing it.

Some readers may think that the performance of the “Orcan” or “S&P 500” is not enough.

In that case, one option is to invest in a U.S. tech stock concentrated fund that outperforms these performance. Also, if you want to reduce the risk of price declines relative to the overall stock market decline, investing outside of stocks is the way to go. Bonds and real estate (REITs) are other options, but gold (gold) is attracting a lot of attention.

In the paid version of FRIDAY Subscription, we analyze and introduce NYSE FANG+, a US tech stock concentrated fund that is currently gaining popularity, as well as investment trusts and ETFs that are attracting attention with regard to “gold” (gold).

In this issue, we analyze and introduce the following mutual funds, ETFs, and other investment vehicles. Gold?” Trump 2.0 x New NISA in its 2nd year… How to attack the “Growth Investment Limit